My Bunch of Keys

Mortgage FAQ’s

Finding the right home
The process of searching for the perfect home can be both exciting and challenging. While you most likely have a pretty good idea of the things that are most important for you in choosing the right home, it may help to document them.

Taking advantage of first-time home buyer tax benefits
As a first-time home buyer in Canada you may be eligible to take advantage of two great money-saving benefits.

Understanding the home buying process
Get help with making an offer, paying for closing costs and choosing a mortgage that suits your unique needs.

Making an offer to purchase your first home
You found your dream home and you’re ready to buy. You’ve talked to your financing company and know how much you can afford. Now it’s time to get down to business and make an offer.

Get pre-approved for a mortgage
As you navigate the home-buying process, it’s important to understand the steps as well as the terms used by mortgage lenders, which are very likely to include pre-qualification and pre-approval.

Understanding Mortgages: An Overview
As a first-time home buyer, you’ll want to learn as much as you can about mortgages—what they are, how they work and how they can benefit you. While you may be consulting a mortgage specialist during the home-buying process, the more knowledgeable you can become about mortgages, the more likely you’ll be able to articulate what you need—and want—in a mortgage.

Budgeting for closing, moving and move-in costs
The fees and costs associated with buying a home, closing on it, moving—and moving in—can add up quickly. As you go through these steps, there’s a good chance you’ll have a number of questions.